Cowboy Meatloaf
Satisfy your hunger with Cowboy Meatloaf, a mouthwatering combination of beef, beans, melty cheddar cheese, and tangy BBQ sauce! This dish is perfect for family dinners, gatherings, or meal prep. Its hearty flavors and textures make it a standout choice that will please everyone at the table.
Why You’ll Love This Recipe
- Flavorful Combination: The blend of beef, beans, and sharp cheddar creates a delicious taste that everyone will love.
- Easy to Prepare: With simple steps, you can have this meatloaf ready for baking in no time.
- Versatile Serving Options: Serve it with mashed potatoes, on a sandwich, or as leftovers—it’s fantastic any way you enjoy it!
- Family-Friendly: This recipe is sure to appeal to both kids and adults alike.
- Great for Meal Prep: Make it ahead of time and enjoy throughout the week for quick meals.
Tools and Preparation
To make Cowboy Meatloaf efficiently, having the right tools is essential. Here’s what you’ll need to prepare this delicious dish.
Essential Tools and Equipment
- Large loaf pan
- Medium skillet
- Mixing bowl
- Measuring cups and spoons
- Nonstick cooking spray
Importance of Each Tool
- Large loaf pan: Provides the perfect shape for even cooking while holding all the delicious ingredients.
- Medium skillet: Ideal for sautéing vegetables to enhance their flavor before adding them to the meat mixture.
- Mixing bowl: Offers ample space for combining all ingredients without mess.
- Measuring cups and spoons: Ensures precise measurements for perfect flavor balance.

Ingredients
Satisfy your hunger with Cowboy Meatloaf, a mouthwatering combination of beef, beans, melty cheddar cheese, and tangy BBQ sauce!
For the Cowboy Meatloaf
- 1 tablespoon vegetable oil
- 1 small yellow onion, (finely diced)
- 1 green bell pepper, (finely diced)
- 1 teaspoon garlic, (minced)
- 2 pounds ground beef
- 2 large eggs, (beaten)
- 1 cup (240 g) canned pinto beans, (drained, rinsed)
- ½ cup (108 g) plain breadcrumbs
- 1 cup (280 g) BBQ sauce, (divided)
- 1 tablespoon Worcestershire sauce
- 2 teaspoons chili powder
- 2 teaspoons kosher salt
- ½ teaspoon cayenne
- ½ teaspoon black pepper
- 1 cup (113 g) sharp cheddar cheese, (shredded)
How to Make Cowboy Meatloaf
Step 1: Preheat the Oven
Preheat your oven to 350°F. Lightly spray a large loaf pan (6 ½ x 10 inches) or a similar-sized pan with nonstick cooking spray and set aside.
Step 2: Sauté Vegetables
To a medium skillet over medium heat:
* Add vegetable oil. Once hot, add the onion and green bell pepper.
* Sauté until softened, about 4–5 minutes.
* Add minced garlic and cook for an additional minute. Remove from heat and let cool slightly.
Step 3: Prepare Meat Mixture
In a large bowl:
1. Combine the cooled vegetables with ground beef, eggs, pinto beans, breadcrumbs, ½ cup of BBQ sauce, Worcestershire sauce, chili powder, salt, cayenne, and black pepper.
2. Mix gently but thoroughly until just combined. Avoid overmixing to keep the meatloaf tender.
Step 4: Shape the Loaf
Transfer half of the meat mixture to your prepared loaf pan:
* Shape it into a flat loaf in the center.
* Create a shallow trench down the middle.
* Sprinkle shredded cheese into the trench.
Step 5: Finalize Meatloaf Shape
Top with remaining meat mixture:
* Press gently over cheese and seal edges to enclose filling.
* Shape into an even loaf about 8–9 inches long and 4–5 inches wide.
Step 6: Apply BBQ Sauce
Brush ¼ cup of remaining BBQ sauce over the top of the meatloaf:
* Reserve rest of BBQ sauce for later use.
Step 7: Bake First Round
Bake in preheated oven for 40 minutes:
* Carefully remove from oven and brush with remaining BBQ sauce.
Step 8: Bake Second Round
Return meatloaf to oven:
* Bake for an additional 25–30 minutes or until internal temperature reaches 160°F (71°C).
Step 9: Rest Before Serving
Allow meatloaf to rest for 5 minutes before slicing:
Enjoy your delicious Cowboy Meatloaf!
How to Serve Cowboy Meatloaf
Cowboy Meatloaf is a hearty dish that can be enjoyed in various ways. Here are some creative serving suggestions to elevate your meal.
Classic Slice
- Serve thick slices of meatloaf with a side of mashed potatoes and gravy for a comforting, traditional experience.
BBQ Glaze
- Brush extra BBQ sauce on top before serving for a tangy kick that enhances the flavor profile.
Sandwich Style
- Slice leftover meatloaf and place it between two slices of bread with lettuce and tomato for a delicious sandwich.
Meatloaf Muffins
- Use muffin tins to create individual servings of meatloaf. These are perfect for parties or meal prep.
Topped with Cheese
- Sprinkle extra shredded cheddar cheese on top just before the last few minutes of baking for a melty finish.
How to Perfect Cowboy Meatloaf
Achieving the perfect Cowboy Meatloaf requires attention to detail. Here are some tips to ensure your meatloaf is delicious every time.
- Use fresh ingredients: Fresh vegetables and high-quality ground beef will enhance the overall taste of your meatloaf.
- Don’t overmix: Gently combine the ingredients to prevent the meatloaf from becoming tough.
- Let it rest: Allow your meatloaf to rest for a few minutes after baking. This helps retain juices, making each slice moist.
- Check temperature: Always use a meat thermometer to ensure it reaches 160°F (71°C) for safe consumption.
- Experiment with spices: Feel free to adjust or add spices like smoked paprika or cumin for additional flavor depth.
Best Side Dishes for Cowboy Meatloaf
Pairing side dishes with your Cowboy Meatloaf can elevate your dinner experience. Here are some excellent options:
-
Creamy Mashed Potatoes
A classic side, creamy mashed potatoes complement the richness of the meatloaf beautifully. -
Steamed Green Beans
Lightly seasoned steamed green beans add color and crunch, balancing out the meal’s heaviness. -
Cornbread Muffins
Sweet cornbread muffins provide a delightful contrast in texture and flavor, perfect for soaking up sauce. -
Coleslaw
A tangy coleslaw adds freshness and crunch, enhancing the overall meal experience. -
Roasted Vegetables
Roasted carrots, zucchini, and bell peppers bring out natural sweetness while adding nutritional value. -
Baked Sweet Potatoes
Baked sweet potatoes offer a sweet contrast and can be topped with butter or cinnamon for extra flavor. -
Caesar Salad
A crisp Caesar salad adds freshness and texture, providing a nice counterpoint to the savory meatloaf. -
Garlic Bread
Serve warm garlic bread on the side to soak up any remaining BBQ sauce or juices from the meatloaf.
Common Mistakes to Avoid
When making Cowboy Meatloaf, there are a few common pitfalls to watch out for to ensure your dish turns out perfectly every time.
- Overmixing the meat: Mixing too much can make the meatloaf tough. Combine ingredients gently until just mixed.
- Skipping the vegetables: Vegetables add moisture and flavor. Don’t skip the sautéed onion and bell pepper; they are essential!
- Not shaping the loaf properly: If the meatloaf isn’t shaped evenly, it may cook unevenly. Aim for a uniform size for consistent cooking.
- Ignoring resting time: Cutting into hot meatloaf immediately can lead to dryness. Always let it rest for a few minutes before slicing.
- Using too little seasoning: Seasoning is key for great flavor. Be sure to measure spices accurately and adjust to your taste preferences.

Storage & Reheating Instructions
Refrigerator Storage
- Store leftover Cowboy Meatloaf in an airtight container.
- It will last for up to 3-4 days in the refrigerator.
Freezing Cowboy Meatloaf
- Wrap individual slices tightly in plastic wrap or foil.
- Store in an airtight container or freezer bag, and it will keep well for up to 3 months.
Reheating Cowboy Meatloaf
- Oven: Preheat the oven to 350°F (175°C) and warm slices on a baking sheet for about 15-20 minutes.
- Microwave: Place a slice on a microwave-safe plate and heat for 1-2 minutes, checking frequently.
- Stovetop: Heat in a skillet over medium-low heat, adding a splash of broth or water to keep it moist while reheating.
Frequently Asked Questions
Here are some common questions about making Cowboy Meatloaf that can help you achieve better results.
What is Cowboy Meatloaf?
Cowboy Meatloaf is a hearty dish made with ground beef, beans, cheddar cheese, and BBQ sauce, bringing together rich flavors that everyone loves.
Can I use turkey instead of beef in Cowboy Meatloaf?
Yes! Ground turkey can be a lighter alternative to beef while still providing delicious flavor. Adjust seasonings as needed.
How do I know when my Cowboy Meatloaf is done?
Use a meat thermometer; the internal temperature should reach 160°F (71°C) for safe consumption.
Can I add other ingredients to my Cowboy Meatloaf?
Absolutely! Feel free to customize with additional veggies or spices according to your taste preferences.
How long does Cowboy Meatloaf take to cook?
The total cooking time is about 70 minutes after preparation. Make sure you allow adequate resting time before slicing!
Final Thoughts
Cowboy Meatloaf is not only satisfying but also versatile enough for any dinner table. You can easily customize it with different cheeses or spices based on your preferences. Give this tasty recipe a try and enjoy a comforting meal that’s sure to please everyone!
Cowboy Meatloaf
Savor the rich and hearty flavors of Cowboy Meatloaf, a delightful dish that brings together ground beef, protein-packed beans, and gooey cheddar cheese topped with zesty BBQ sauce. Perfect for family dinners or meal prepping, this satisfying meatloaf promises to please everyone at the table.
- Prep Time: 15 minutes
- Cook Time: 70 minutes
- Total Time: 1 hour 25 minutes
- Yield: Serves 8
- Category: Main
- Method: Baking
- Cuisine: American
Ingredients
- 1 tablespoon vegetable oil
- 1 small yellow onion, finely diced
- 1 green bell pepper, finely diced
- 1 teaspoon garlic, minced
- 2 pounds ground beef
- 2 large eggs, beaten
- 1 cup canned pinto beans, drained and rinsed
- ½ cup plain breadcrumbs
- 1 cup BBQ sauce, divided
- 2 teaspoons chili powder
- 2 teaspoons kosher salt
- ½ teaspoon cayenne
- ½ teaspoon black pepper
- 1 cup sharp cheddar cheese, shredded
Instructions
- Preheat your oven to 350°F. Lightly spray a large loaf pan with nonstick cooking spray and set aside.
- In a medium skillet over medium heat, add vegetable oil. Once hot, add the onion and green bell pepper. Sauté until softened, about 4–5 minutes. Add minced garlic and cook for an additional minute. Remove from heat and let cool slightly.
- In a large mixing bowl, combine the cooled vegetables with ground beef, eggs, pinto beans, breadcrumbs, ½ cup of BBQ sauce, chili powder, salt, cayenne, and black pepper. Mix gently but thoroughly until just combined.
- Transfer half of the meat mixture to your prepared loaf pan. Shape it into a flat loaf in the center and create a shallow trench down the middle. Sprinkle shredded cheese into the trench.
- Top with remaining meat mixture, pressing gently over cheese and sealing edges. Shape into an even loaf.
- Brush ¼ cup of remaining BBQ sauce over the top of the meatloaf and reserve the rest.
- Bake in preheated oven for 40 minutes before brushing with remaining BBQ sauce.
- Return meatloaf to the oven and bake for an additional 25–30 minutes or until internal temperature reaches 160°F.
- Allow meatloaf to rest for 5 minutes before slicing and serving.
Nutrition
- Serving Size: 1 slice (150g)
- Calories: 290
- Sugar: 8g
- Sodium: 620mg
- Fat: 15g
- Saturated Fat: 6g
- Unsaturated Fat: 7g
- Trans Fat: 0g
- Carbohydrates: 22g
- Fiber: 4g
- Protein: 22g
- Cholesterol: 70mg
